Interest Rates

Deposit Rates

(Rates effective 04/09/14 - 04/15/2014)

Type Minimum Balance Required to Open
Annual Percentage Yield
Pass Book Savings 0.07%
91 Day CD $500 0.07%
182 Day CD $500 0.11%
12 month CD $500 0.31%
18 month CD $500 0.41%
24 month CD $500 0.51%
30 month CD $500 0.61%
36 month CD $500 0.71 %
48 month CD $500

0.81%

60 month CD $500 1.22%
14 month CD $10,000 0.51%
   28 month CD                   $10,000                                                                  0.81%

CD Penalties for Early Withdrawals

The following penalties may be imposed for early withdrawal of certificate of deposit

Term Penalty Term
12 months or less 3 month interest
14 - 30 months 6 month interest
36 - 60 months 12 month interest