Interest Rates

Deposit Rates

(Rates effective 05/15/13 - 05/21/2013)

Type Minimum Balance Required to Open
Annual Percentage Yield
Pass Book Savings 0.11%
91 Day CD $500 0.07%
182 Day CD $500 0.11%
12 month CD $500 0.21%
18 month CD $500 0.31%
24 month CD $500 0.51%
30 month CD $500 0.61%
36 month CD $500 0.71 %
48 month CD $500 0.91%
14 month CD $10,000 0.51%
28 month CD $10,000 0.81%

CD Penalties for Early Withdrawals

The following penalties may be imposed for early withdrawal of certificate of deposit

Term Penalty Term
12 months or less 3 month interest
14 - 30 months 6 month interest
36 - 48 months 12 month interest